STEP 01
Tell us what matters
Choose cash back, travel, simplicity, fees, issuers, and other priorities. Add statements when you want transaction-level precision.
Free report · No bank login · Private by default
See what your cards may be leaving behind.
DailyCardWatch privately compares how you spend with the cards we fully model, while monitoring every card in our tracked catalog for changes. Then it shows the money you may be missing and which card to use where.
Not paid by card issuers
No sponsored rankings
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Today's Opportunity Radar
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A worked result, not a generic ranking
The report starts with the answer.
$1,394
more per year — about $116 every month
In this representative $80,000-a-year spending example, the best-fit card earns $2,594 after its fee, compared with $1,200 from a plain 1.5% card. The full report then shows the math and the alternatives.
Your rewards reportRepresentative example
Best single-card fit
Capital One Venture X
Best-fit card, after annual fee$2,594/yr
Plain 1.5% card$1,200/yr
Money found$1,394 yearly
Card matchesRanked for you
Wallet guideWhich card where
Illustrative result based on the spending shown in the sample report. Card terms and offers can change.
How it works
Three steps from statements to a clear wallet plan.
Start with preferences alone, or add real spending for a more precise answer. No bank connection is required.
PDF statementsPhotosCSVOFX / QFXSpreadsheets
STEP 02
Analyze privately by default
Your browser reads and categorizes supported files on your device. If a file is unclear, optional AI recovery is offered only with your explicit permission.
STEP 03
Get the answer and the math
See money potentially missed, best-fit cards, fees, alternatives, and a simple guide showing which card to use where.
Privacy without fine-print surprises
Your statements stay on your device by default.
No bank login. No account linking. Supported statements are read and categorized in your browser, and your default analysis does not upload them to DailyCardWatch.
Optional AI recovery is your choice. If one or more files cannot be read clearly, you may choose to send up to 12 prepared page images from each unclear file included in that recovery choice to Anthropic for a one-time reading. Those images can contain anything visible on the statement pages. You can instead use CSV/QFX, enter totals yourself, or ignore the unclear data.
How the default path works
Statement parsingON YOUR DEVICE
Bank connectionNOT REQUIRED
Files uploaded by defaultZERO
AI recoveryOFF UNTIL YOU CHOOSE
Early bird pricing
Your full report is free. Monitoring is optional.
Early members lock in the current price for as long as they stay. You pay DailyCardWatch, never the card companies.
Free
$0
Run it yourself anytime
Your full best-fit report whenever you want it.
- Spending analysis
- Ranked card matches and reasons
- Missed-rewards total and wallet guide
Standard
$49/mo$0
Free for early birds
Weekly monitoring and alerts when a card beats yours.
- Everything in Free
- Weekly market monitoring
- Bonus and fee-change notices
Premium
$79/mo$19/mo
Early bird price, locked in
Daily checks for short-lived offers and stronger cards.
- Everything in Standard
- Daily offer re-checks
- Instant limited-time alerts
Family & Business
$99/mo$29/mo
Early bird price, locked in
Premium monitoring for up to five people or a business.
- Everything in Premium
- Up to five people
- Business-card matching
See the full plan comparison and redeem an early bird code →
Straight answers
Questions people ask before they begin.
Do I need to link my bank?
No. There is no bank login and no account linking. You may upload your own statements or exports, or begin with preferences alone.
Do you see or upload my statements?
Not during the default analysis: supported files are read on your device. If one or more files are unclear, the app may offer optional AI recovery. After you consent, up to 12 prepared page images from each unclear file included in that recovery choice are sent once to Anthropic for reading; they can contain anything visible on those pages. You can always choose CSV/QFX, enter totals, or ignore the unclear files instead.
Can I use CSV, QFX, photos, or PDFs?
Yes. PDF statements, photos, CSV files, spreadsheets, and OFX/QFX exports are supported. Digital CSV or QFX files are usually the clearest.
Are recommendations sponsored?
No. Card issuers do not pay for rankings and there are no affiliate links. The recommendations are based on your inputs and the card terms we track.
Is the Rewards Leak Scanner my final number?
No. It is a conservative orientation estimate based only on monthly spend and one preference. Your free report uses your spending categories, current cards, annual fees, caps, and priorities to calculate a more precise result.
How often do card offers change?
Bonuses, fees, and category offers change throughout the year. The Opportunity Radar shows genuinely new or material changes while they are current; routine rechecks are not presented as news.
Free report · No bank login · Private by default
Find the money your wallet may be missing.
Get your best-fit cards, the math behind them, and a clear which-card-where guide. Optional AI recovery is used only when you explicitly choose it for an unclear file.